Official Legal Policies

Privacy Policy · Purchasing Policies · SMS Terms · Subscription and Recurring Billing Terms · Public Form and Checkout Disclosures

OFFICIAL PUBLIC POLICY DOCUMENT

Privacy Policy · Purchasing Policies · SMS Terms · Subscription and Recurring Billing Terms · Public Form and Checkout Disclosures

Version 2.0 · Effective Date: July 30, 2026

Legal Entity: Remver Holdings, Inc. d/b/a Remver Consulting

Primary Websites: www.remver.com and ai.remver.com

Contents

These REMVER Official Legal Policies explain how Remver Holdings, Inc. d/b/a Remver Consulting ("REMVER," "we," "us," or "our") collects, uses, discloses, retains, and protects personal information. They also set forth REMVER’s purchasing, refund, cancellation, delivery, SMS/mobile messaging, subscription, and recurring billing terms for public-facing websites, landing pages, online forms, downloadable resources, digital products, subscriptions, email and SMS communications, AI-enabled tools, consulting support, purchasing activities, and other services that link to or reference these policies.

These Legal Policies are the controlling source for REMVER’s (a) privacy practices; (b) purchasing, digital product, delivery, cancellation, refund, and tax terms; (c) subscription and recurring billing terms; and (d) SMS/mobile messaging program terms and public form and checkout point-of-collection disclosures.

These policies are designed for public websites, checkout pages, online forms, customer-facing resources, and product disclosures. Additional notices, consents, checkout disclosures, SMS consent language, subscription terms, product-specific terms, or point-of-collection disclosures may apply depending on the specific form, purchase, subscription, communication, product, or service.

These policies do not replace a signed Statement of Work, Master Services Agreement, Non-Disclosure Agreement, Order Form, Data Processing Agreement, or other written agreement signed by REMVER and the applicable client or customer. If a separate signed agreement directly conflicts with these policies, the signed agreement controls only for the specific services, product, transaction, or engagement governed by that signed agreement and only to the extent permitted by applicable law.

Matters concerning website and Services use, intellectual property and licensing, AI-enabled service terms, disclaimers, limitation of liability, indemnification, and dispute resolution (including arbitration, class-action waiver, governing law, and venue) are governed by the REMVER Terms and Conditions, available at https://www.remver.com/terms-and-conditions/. Governing law and venue for REMVER are the State of Texas, with venue in Dallas County, Texas, as set forth in the Terms and Conditions.

Nothing in these policies limits any non-waivable rights or remedies that may apply under consumer-protection, privacy, automatic-renewal, telecommunications, payment-card, chargeback, billing-error, tax, or other applicable laws.

This Privacy Policy explains how REMVER collects, uses, discloses, retains, and protects personal information when you access or use www.remver.com, ai.remver.com, REMVER landing pages, online forms, checkout pages, downloadable resources, digital products, subscriptions, email communications, SMS/mobile communications, AI-enabled tools, scheduling tools, consulting support, purchasing activities, and any other REMVER website, page, product, tool, communication, or service that links to or references this Privacy Policy (collectively, the "Services").

For purposes of this Privacy Policy, "personal information" includes "personal data" and similar terms under applicable privacy laws to the extent those laws apply. This Privacy Policy applies to visitors, lead form respondents, subscribers, purchasers, subscription members, consulting clients, prospective clients, business contacts, and other individuals whose personal information REMVER processes in connection with the Services.

REMVER generally acts as the business, controller, or similar responsible party for personal information collected through REMVER’s public websites, forms, marketing activities, sales activities, communications, subscriptions, customer-facing products, and Services, subject to the scope and applicability of relevant privacy laws.

  • Identifiers and contact information, such as name, email address, telephone number, mailing address, billing address, company name, job title, business contact information, and other contact details you provide.
  • Business, professional, and organization information, such as company name, business role, department, industry, business needs, project information, consultation requests, and service interests.
  • Account, subscription, and access information, such as account details, login or access information, subscription status, membership information, download history, support history, product-access records, and authentication-related information.
  • Commercial, purchase, and transaction information, such as products or services purchased, order details, payment status, refund requests, invoices, receipts, billing-related communications, subscription history, and transaction records.
  • Payment-related information, such as billing information, payment status, payment confirmation, transaction identifiers, and processor-generated payment records processed by Stripe, PayPal, or another payment processor. REMVER does not store full payment card numbers on its own systems.
  • Communications and submitted content, such as inquiries, form responses, consultation requests, assessment responses, survey responses, comments, feedback, emails, support requests, chat messages, uploaded materials, documents, files, and other content you submit to REMVER.
  • Voice, call, and automated interaction information, such as call details, voice interactions, call recordings, transcripts, summaries, timestamps, and related metadata, where disclosed to you or otherwise permitted by applicable law.
  • SMS consent and messaging information, such as mobile phone number, SMS consent category, consent language presented, opt-in source, opt-in method, opt-in date and time, form or page used to opt in, campaign or message category, double opt-in status where applicable, opt-out status, HELP or STOP requests, delivery status, message logs, and related messaging records.
  • AI-enabled tool interaction information, such as prompts, questions, responses, summaries, workflow inputs, uploaded content, generated outputs, interaction logs, tool-use records, and support records associated with REMVER AI-enabled tools.

When you access or use REMVER websites, landing pages, forms, emails, digital products, downloads, AI-enabled tools, subscription portals, or other online Services, REMVER may automatically collect certain information, including IP address and approximate geographic location derived from IP address; browser type; device type; operating system; device identifiers; system settings; pages viewed; links clicked; referring website addresses; form interactions; checkout interactions; download activity; email engagement information; campaign attribution information; analytics information; advertising measurement data; referral-source information; cookie identifiers; pixels; analytics tags; local storage; similar online identifiers; and inferences, audience segments, or similar analytics outputs generated from website activity, campaign activity, form activity, or service interactions.

REMVER may receive personal information from third-party sources, including payment processors, scheduling tools, CRM and marketing automation platforms, analytics providers, advertising platforms, social media platforms, referral partners, integration platforms, telecommunications and SMS providers, customer support tools, file-delivery tools, hosting providers, security vendors, and other service providers or business partners. REMVER uses information received from third parties in accordance with this Privacy Policy, applicable law, and any applicable agreement with the third-party provider.

REMVER public websites, landing pages, checkout pages, online forms, scheduling tools, chat tools, voice tools, SMS communications, email communications, AI-enabled tools, downloadable-resource forms, and other general public-facing interfaces are not intended for the submission of sensitive, confidential, protected, regulated, proprietary, client-confidential, or restricted information unless REMVER expressly requests that information through an approved secure process or the disclosure is governed by a signed written agreement.

Unless REMVER expressly instructs you to use an approved secure channel, do not submit Social Security numbers; passport numbers; driver’s license numbers or images; state identification numbers; full payment card numbers; bank account numbers; financial account credentials; usernames; passwords; access credentials; authentication codes; one-time passcodes; API keys; private keys; health or medical information; protected health information; biometric information; genetic information; precise geolocation information; citizenship or immigration status information; racial or ethnic origin information; religious or philosophical belief information; children’s or minors’ information; trade secrets; proprietary business information; client-confidential information; employee records; or other sensitive, confidential, protected, proprietary, or regulated information through public forms, SMS, email, chat, voice, AI-enabled interfaces, or other general communication channels.

REMVER does not sell sensitive personal information, sensitive data, biometric data, SMS opt-in consent data, text messaging originator opt-in data, or mobile information. REMVER does not use SMS opt-in consent data, text messaging originator opt-in data, mobile information, payment information, protected health information, nonpublic financial information, sensitive personal information, sensitive data, biometric data, or client-confidential information for targeted advertising, retargeting, third-party advertising audiences, social media custom audiences, lookalike audiences, matched audiences, advertising pixels, conversion APIs, or third-party AI model training.

REMVER uses personal information for the purposes described in this Privacy Policy, disclosed at or before the point of collection where required by applicable law, and only to the extent reasonably necessary and proportionate to provide, operate, secure, support, measure, and improve the Services, or as otherwise permitted or required by applicable law. Where required by applicable law, REMVER relies on an applicable lawful basis for each processing purpose, which may include performance of a contract, compliance with a legal obligation, REMVER’s legitimate interests, or your consent.

REMVER may use personal information to send SMS and mobile communications only for the specific message programs and categories for which you have provided the required consent, or where the message is otherwise permitted by applicable law, carrier requirements, platform rules, and applicable messaging-program terms. Marketing SMS messages will be sent only where REMVER has obtained the express written consent required by applicable law, carrier requirements, platform rules, and applicable messaging-program terms.

REMVER may send marketing emails about REMVER resources, products, services, events, updates, and related business communications where permitted by applicable law. REMVER marketing emails will identify REMVER as the sender, avoid materially misleading header information or subject lines, include a valid physical postal address, and provide a clear unsubscribe mechanism. REMVER will maintain any required email opt-out mechanism for at least thirty (30) days after a marketing email is sent and will honor email marketing opt-out requests within ten (10) business days of receipt. REMVER will not charge a fee, require additional personal information beyond an email address, or require any action other than sending a reply email or visiting a single webpage to process an opt-out request.

REMVER may use personal information to provide requested resources and Services; process transactions and manage accounts; respond to inquiries and provide support; send email communications; schedule and manage meetings; operate, secure, and improve the Services; conduct analytics, attribution, and advertising measurement; support AI-enabled and automated operations; maintain compliance and business records; protect rights, safety, and security; resolve disputes; prevent fraud or misuse; and comply with legal obligations and enforce agreements.

REMVER may disclose, make available, transfer, or share personal information as described in this Privacy Policy, as reasonably necessary and proportionate to provide, operate, secure, support, measure, and improve the Services, as necessary to comply with legal obligations or enforce REMVER’s rights and agreements, or as otherwise permitted or required by applicable law.

REMVER may disclose personal information to service providers, contractors, processors, sub-processors, and operational vendors that perform services on REMVER’s behalf. These may include CRM and marketing automation providers, email service providers, SMS gateway and telecommunications providers, payment processors, website hosting providers, analytics providers, advertising measurement providers, scheduling tools, customer support platforms, file-delivery providers, security vendors, accounting providers, AI-enabled technology providers, automation platforms, and other vendors reasonably necessary to operate, deliver, secure, support, measure, or improve the Services.

REMVER may disclose personal information to payment processors, billing platforms, financial institutions, fraud-prevention tools, order-fulfillment tools, subscription-management tools, tax and accounting providers, and related service providers as necessary to process payments, confirm orders, deliver products, manage subscriptions, issue refunds, prevent fraud, resolve disputes, maintain accounting records, and comply with applicable tax, financial, payment-card, and legal obligations. REMVER does not store full payment card numbers on its own systems.

REMVER may disclose personal information to government authorities, law enforcement, courts, regulators, legal advisors, or other appropriate third parties when required by applicable law, regulation, subpoena, court order, legal process, governmental request, payment-card rule, or dispute process, or when REMVER reasonably believes disclosure is necessary to protect the rights, property, security, or safety of REMVER, its users, clients, service providers, systems, or the public, or to establish, exercise, or defend legal claims.

If REMVER or Remver Holdings, Inc. is involved in a merger, acquisition, reorganization, financing, sale of assets, transfer of business operations, bankruptcy, insolvency proceeding, due diligence process, or similar business transaction, personal information may be disclosed, transferred, or reviewed as part of that transaction, subject to reasonable confidentiality, security, and use-restriction safeguards where appropriate. Mobile information, SMS opt-in consent data, and text messaging originator opt-in data remain subject to the restrictions in this Privacy Policy and in the SMS Terms.

Where permitted by applicable law and depending on active campaigns, REMVER may use advertising, analytics, attribution, retargeting, social media, and measurement platforms, such as Google, Meta, LinkedIn, X, or similar providers, to measure campaigns, understand website activity, improve marketing effectiveness, deliver relevant advertisements, and evaluate the performance of REMVER content, resources, products, and Services. These activities may involve cookies, pixels, tags, device identifiers, IP address, hashed contact information, online activity data, campaign attribution information, and similar information, subject to applicable law, required notices, required consents, opt-out rights, and your available privacy choices.

No mobile information, SMS opt-in consent data, or text messaging originator opt-in data will be shared with third parties or affiliates for their marketing or promotional purposes. Information sharing with subcontractors, service providers, telecommunications providers, platform providers, or technical vendors in support services, such as customer service, message delivery, platform support, compliance, security, fraud prevention, consent management, opt-out management, or technical operations, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties for marketing or promotional purposes.

REMVER does not sell personal information for monetary consideration. REMVER does not sell sensitive personal information, biometric data, SMS opt-in consent data, text messaging originator opt-in data, or mobile information. REMVER does not share personal information with unaffiliated third parties for their own independent direct marketing purposes without your prior consent. Certain advertising, analytics, retargeting, attribution, social media advertising, audience-matching, or measurement activities may be considered a sale, sharing, targeted advertising, profiling, or similar activity under some privacy laws. Where those laws apply, REMVER will provide applicable notices, opt-out rights, preference mechanisms, and legally recognized opt-out preference-signal processing.

REMVER may offer SMS, MMS, text messages, and other mobile communications for marketing and non-marketing purposes. SMS/mobile consent is optional and is not a condition of purchasing any REMVER product or service, accessing any free resource, submitting an inquiry, or engaging REMVER for professional services. SMS/mobile communications are not intended to be used as a secure channel for transmitting sensitive, confidential, regulated, proprietary, client-confidential, financial-account, health, government-identification, login-credential, security, vulnerability, or other restricted information. REMVER SMS/mobile messaging programs are available only to individuals aged 18 years of age or older and are not directed to minors. For complete SMS/mobile messaging program terms, refer to the SMS Terms (Part IV).

When REMVER offers SMS/mobile opt-in through an online form, landing page, checkout page, scheduling page, download page, consultation page, or other digital interface, REMVER uses separate, optional, unchecked consent checkboxes at the point of collection where applicable. Marketing SMS consent and non-marketing SMS consent are separate. Neither checkbox may be pre-selected. You may select one, both, or neither. Providing a telephone number does not, by itself, constitute consent to receive marketing SMS/mobile messages from REMVER. The opt-in disclosure displayed adjacent to the SMS consent checkbox on each REMVER form must include, at minimum: the REMVER program or messaging category name; a brief description of the types of messages to be received; the statement "Msg & data rates may apply"; a message frequency disclosure, such as "Message frequency varies"; instructions to reply STOP to opt out and HELP for help; and links to the Terms and Conditions, including the SMS Terms, and the Privacy Policy.

By opting into REMVER SMS/mobile messages, you represent and warrant that you are the account holder or authorized user of the mobile telephone number provided, you are at least 18 years of age, and you have authority to consent to receive SMS/mobile messages at that number. REMVER will not knowingly enroll individuals under 18 years of age in any REMVER SMS/mobile messaging program.

Where REMVER offers a keyword-initiated opt-in program, you may initiate enrollment by texting a designated keyword, such as JOIN, START, YES, or a program-specific keyword, to a REMVER short code, long code, or toll-free number. Upon receiving a valid opt-in for any REMVER SMS/mobile messaging program, REMVER will send an opt-in confirmation message identifying REMVER, confirming enrollment, describing the message types, disclosing message frequency, stating that message and data rates may apply, and providing STOP and HELP instructions and a reference to the SMS Terms.

For certain REMVER SMS/mobile marketing programs, REMVER may use a double opt-in process in which an initial enrollment request is followed by a reply-confirmation step before marketing messages are sent. Where double opt-in is used, REMVER will send a confirmation request message, require the subscriber to reply with a specific affirmative keyword, and begin sending program messages only after affirmative confirmation is received.

Non-marketing SMS/mobile messages may include appointment reminders, meeting confirmations, consultation follow-ups, requested resource notifications, download confirmations, product-delivery notifications, purchase notices, subscription notices, billing notices, account notices, service notifications, support responses, and other messages directly related to your inquiry, appointment, transaction, product, account, subscription, support request, or service relationship with REMVER. Marketing SMS/mobile messages may include promotional offers, discounts, product updates, service updates, educational resources, event notices, announcements, and other marketing communications about REMVER services, products, resources, subscriptions, offers, and events. Marketing SMS/mobile messages will be sent only where REMVER has obtained legally sufficient consent.

REMVER collects and maintains SMS-related compliance records sufficient to demonstrate consent in audits, carrier reviews, regulatory reviews, or legal proceedings, including mobile telephone number, consent category and messaging program, consent language presented at point of collection, opt-in source, opt-in method, opt-in date and time, form name and page URL, IP address if available at the time of opt-in, double opt-in confirmation status and timestamp where applicable, delivery status, interaction data, message logs, HELP requests, STOP requests, opt-out requests, consent-revocation requests, opt-out status, suppression status, and related compliance records.

Message and data rates may apply. Message frequency varies depending on the applicable messaging program and your interaction with REMVER, including whether you have active inquiries, scheduled appointments, requested resources, purchases, subscriptions, support requests, service relationships, or active marketing preferences. You may opt out of SMS/mobile communications at any time by replying STOP to a REMVER text message. You may also use other reasonable words or methods that clearly communicate a request to stop receiving SMS/mobile communications, including replies such as STOP, QUIT, END, REVOKE, OPT OUT, CANCEL, or UNSUBSCRIBE. When you reply with an opt-out keyword or other wording that a reasonable person would understand as a request to stop SMS/mobile communications, REMVER’s messaging platform will process the opt-out request automatically upon receipt where supported by the platform. No further SMS/mobile messages requiring consent will be sent after opt-out is confirmed, except for a single non-marketing confirmation or clarification message where legally permitted. Manual opt-out requests submitted by email, phone, or another non-text method will be honored within a reasonable period of time not to exceed ten (10) business days after receipt, or sooner where required by law. You may reply HELP for assistance or contact REMVER at Legal@Remver.com or 1-940-573-6837.

REMVER will honor a clear opt-out for the identified message category. On and after January 27, 2025, or, for one-to-one consent revocation requirements, on and after January 31, 2027, or where applicable law otherwise requires, REMVER will treat an opt-out request that does not clearly identify a category as applying to all REMVER SMS/mobile communications requiring consent. In the interim, REMVER may seek clarification of an ambiguous request.

6.8 Prohibited SMS Content

REMVER SMS/mobile messaging programs will not be used to send content prohibited by CTIA guidelines, applicable carrier terms, platform rules, or applicable law. Prohibited content categories include content related to illegal activities; content that facilitates or promotes drug use, hate speech, harassment, or violence; sexually explicit or adult content; and other content that violates applicable law, CTIA guidelines, or carrier acceptable-use policies, including prohibited content categories commonly referred to as SHAFT where those restrictions apply.

When you interact with a REMVER AI-enabled assistant, automated workflow, chat tool, voice tool, SMS tool, scheduling tool, or other automated system, you may be interacting with an automated system rather than a human representative. REMVER will provide additional notice where required by applicable law. Automated responses may be delayed, incomplete, inaccurate, unavailable, outdated, or unsuitable for your specific circumstances.

AI-assisted or automated output is intended to support, not replace, professional judgment. AI-assisted or automated output does not constitute legal, regulatory, audit, compliance, tax, accounting, financial, investment, insurance, medical, cybersecurity, security, fiduciary, or other licensed professional advice. You are responsible for reviewing, validating, testing, modifying, approving, and maintaining any AI-assisted or automated output before relying on it, implementing it, submitting it to any regulator, auditor, client, customer, vendor, or other third party, or using it to make business-critical decisions.

REMVER does not use client-confidential information, payment information, protected health information, nonpublic financial information, sensitive personal information, sensitive data, biometric data, SMS opt-in consent data, text messaging originator opt-in data, or mobile information to train, fine-tune, or improve any artificial intelligence or machine-learning model, whether REMVER’s own or a third party’s. REMVER does not use such information for targeted advertising, retargeting, third-party advertising audiences, social media custom audiences, lookalike audiences, matched audiences, advertising pixels, conversion APIs, or similar advertising or model-training purposes.

REMVER does not use AI-enabled tools to make final legal, regulatory, audit, tax, financial, employment, credit, housing, healthcare, insurance, eligibility, or similarly significant decisions about individuals unless REMVER provides any legally required notice, obtains any legally required consent or authorization, provides any legally required opt-out or appeal rights, and implements any legally required human-review process.

REMVER websites, landing pages, forms, checkout pages, emails, digital properties, and online Services may use cookies, web beacons, pixels, tags, scripts, local storage, software development kits, analytics tools, advertising technologies, social media technologies, conversion tools, and similar technologies to operate the Services, remember preferences, process transactions, maintain security, detect abuse, prevent fraud, analyze performance, measure campaigns, understand user interactions, improve user experience, deliver relevant content, and support advertising, attribution, retargeting, or measurement where permitted by applicable law and your available choices.

Where legally required, REMVER will obtain consent before placing or using non-essential analytics, advertising, retargeting, social media, measurement, or similar tracking technologies on a user’s device or browser. You may manage cookies through browser settings, available platform settings, industry opt-out tools, cookie preference tools, privacy controls, or legally recognized opt-out mechanisms where available.

REMVER implements reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, use, disclosure, alteration, loss, destruction, or misuse. Safeguards may include access controls, authentication measures, multi-factor authentication, account permission controls, encryption in transit, encryption at rest, secure configuration practices, vendor security reviews, confidentiality obligations, monitoring, logging, backup and recovery processes, staff security awareness measures, incident-response processes, and periodic risk-based reviews of security controls and data-handling practices.

No method of internet transmission, electronic storage, website operation, email communication, SMS communication, cloud hosting, AI-enabled processing, or third-party platform operation is completely secure. REMVER cannot guarantee that personal information will be free from unauthorized access, disclosure, loss, misuse, or security incident. Nothing in this section limits any non-waivable rights or remedies you may have under applicable law.

In the event of a breach of security affecting personal information, REMVER will notify affected individuals, and applicable regulators, without undue delay and within the timeframe required by applicable law.

REMVER retains personal information for as long as reasonably necessary to fulfill the purposes for which it was collected, provide the Services, operate the business, maintain the customer or business relationship, comply with legal, tax, accounting, contractual, regulatory, and recordkeeping obligations, resolve disputes, enforce agreements, maintain compliance records, prevent fraud or misuse, protect REMVER’s rights, systems, users, clients, service providers, and the public, and satisfy other purposes permitted or required by applicable law.

SMS consent records, opt-in records, opt-out records, HELP or STOP request records, delivery records, suppression records, and related compliance records may be retained for as long as reasonably necessary to demonstrate consent, honor opt-outs, maintain suppression lists, comply with telecommunications, platform, carrier, legal, contractual, or compliance requirements, resolve disputes, prevent unauthorized or inadvertent re-enrollment, and preserve legal rights. REMVER may retain limited SMS opt-out suppression records indefinitely where permitted by applicable law and reasonably necessary to prevent unauthorized, inadvertent, or accidental re-enrollment.

Where the EU General Data Protection Regulation, UK General Data Protection Regulation, Swiss data protection law, or similar laws require more specific retention periods or criteria, REMVER will determine retention periods based on the nature of the personal data, the purposes for which it was collected, applicable legal obligations, and the potential risks of continued retention. REMVER will provide applicable retention information at or before the point of collection or upon request where required by applicable law.

You may unsubscribe from marketing emails by using the unsubscribe link in the email or by contacting Legal@Remver.com. You may opt out of SMS messages by replying STOP to a REMVER text message or by contacting REMVER directly. You may request access, correction, deletion, restriction, portability, or other privacy rights by contacting Legal@Remver.com or calling 1-940-573-6837, subject to applicable law, identity verification, and legal exceptions. You may opt out of targeted advertising, sale, sharing, or certain analytics activities where applicable by using available browser controls, platform settings, cookie preference tools, legally recognized opt-out preference signals, recognized opt-out tools, or by contacting REMVER.

Depending on where you live and how you interact with REMVER, you may have the right to opt out of targeted advertising, the sale or sharing of personal information, or certain profiling activities. REMVER does not sell personal information for monetary consideration. However, some analytics, advertising, retargeting, attribution, social media advertising, audience-matching, or measurement activities may be considered a sale, sharing, targeted advertising, or similar activity under certain privacy laws. Where required by applicable California law or other applicable law, REMVER will make a "Do Not Sell or Share My Personal Information" link or equivalent privacy choices mechanism available on its website. REMVER will process Global Privacy Control (GPC) signals and other legally recognized opt-out preference signals as opt-out requests for the sale or sharing of personal information where required by applicable law. To submit a privacy choices request, contact Legal@Remver.com, call 1-940-573-6837, or use any privacy choices mechanism made available on REMVER websites.

If you are a Texas resident and the Texas Data Privacy and Security Act applies to REMVER’s processing of your personal data, you may have the right to confirm whether REMVER processes your personal data; access your personal data; correct inaccuracies in your personal data; request deletion of personal data provided by you or obtained about you; obtain a copy of personal data you previously provided to REMVER where required by law; opt out of targeted advertising, sale of personal data, or certain profiling; and appeal a denied privacy rights request. To submit a Texas privacy request, contact Legal@Remver.com or call 1-940-573-6837.

If you are a California resident and California privacy law applies to REMVER’s processing of your personal information, you may have the right to know what categories of personal information REMVER collects, uses, discloses, sells, or shares; access specific pieces of personal information where required by law; request deletion of personal information; correct inaccurate personal information; obtain a copy of personal information where required by law; opt out of sale or sharing of personal information; limit certain uses and disclosures of sensitive personal information where applicable; and not be discriminated against for exercising privacy rights. To exercise California privacy rights, contact Legal@Remver.com or call 1-940-573-6837.

If you are a Nevada resident, Nevada law (NRS Chapter 603A) allows you to submit a verified request directing REMVER not to make any "sale" of covered personal information as defined under Nevada law. REMVER does not sell covered personal information for monetary consideration, but REMVER will honor verified opt-out requests. To submit a Nevada opt-out request, contact Legal@Remver.com or call 1-940-573-6837.

Where required by applicable law, you may authorize another person or entity to submit a privacy request on your behalf. REMVER may require proof that the person or entity is authorized to act for you and may also require you to verify your identity directly with REMVER, unless applicable law provides otherwise.

REMVER is based in the United States. If you access REMVER Services from outside the United States, your information may be processed and stored in the United States and other jurisdictions that may not provide the same level of data protection as your country of residence. Where the EU General Data Protection Regulation, UK General Data Protection Regulation, Swiss data protection law, or similar laws apply, REMVER’s lawful bases for processing may include consent, performance of a contract or pre-contractual request, compliance with legal obligations, and REMVER’s legitimate interests in operating, securing, improving, communicating about, and marketing the Services. REMVER SMS programs are currently intended for recipients located in the United States unless REMVER expressly states otherwise.

REMVER Services are intended for adults, business professionals, entrepreneurs, organizations, and individuals aged 18 or older. REMVER Services and SMS/mobile messaging programs are not directed to children, minors, or individuals under 18 years of age. REMVER does not knowingly collect personal information from children under 13 through its Services and does not knowingly sell or share personal information of consumers under 16. If you believe that a child or minor has provided personal information to REMVER through the Services, contact REMVER at Legal@Remver.com.

REMVER Services may contain links to, integrations with, embedded features from, or references to third-party websites, platforms, tools, resources, or services that are not owned or controlled by REMVER. Your interaction with third-party services may be governed by the third party’s own terms, privacy policy, cookie policy, security practices, data-retention practices, consent mechanisms, account settings, and technical controls. The inclusion of a third-party link, tool, integration, embedded feature, platform reference, or service reference does not imply REMVER’s endorsement of the third party or responsibility for the third party’s independent privacy, security, content, availability, accuracy, or data-handling practices, except where REMVER is legally responsible under applicable law or a signed written agreement.

REMVER may update this Privacy Policy from time to time to reflect changes in REMVER’s practices, technology, Services, vendors, legal obligations, regulatory requirements, privacy rights, security practices, SMS practices, AI-enabled tools, cookies and tracking technologies, subscription practices, or business operations. When REMVER updates this Privacy Policy, REMVER will update the effective date and post the revised Privacy Policy on the REMVER website or another location where the Privacy Policy is made available. If a change requires separate consent, opt-in, opt-out opportunity, notice at collection, or another specific action under applicable law, REMVER will provide the required notice, choice, or consent mechanism before applying the change where legally required.

By completing a purchase through any REMVER website, landing page, online form, checkout page, invoice link, payment link, subscription portal, or other authorized purchase method, you submit an offer to purchase the product or service described at the time of purchase. Your order is accepted when REMVER processes payment and sends an order confirmation, access instructions, invoice confirmation, written acceptance, or other confirmation of fulfillment. REMVER may decline, cancel, or limit any order where reasonably necessary due to product availability, technical availability, eligibility requirements, suspected fraud, payment issues, pricing errors, product-description errors, legal restrictions, compliance concerns, unauthorized transactions, or other issues affecting order validity, fulfillment, or lawful delivery.

All prices are stated in U.S. dollars unless otherwise noted. The price, billing frequency, renewal terms if applicable, taxes, fees, and other charges applicable to a purchase will be disclosed on the applicable product page, sales page, checkout page, invoice, payment link, subscription portal, order confirmation, product-specific terms, or written agreement before purchase where required by applicable law. Payments are processed through Stripe, PayPal, or another designated payment processor. REMVER does not store full payment card numbers on its own systems. By completing a purchase, you authorize REMVER and its designated payment processor to charge the payment method provided for the amount disclosed at checkout, including applicable taxes, disclosed fees, and charges disclosed before purchase where required by law. You are responsible for applicable taxes, duties, levies, assessments, or similar government charges associated with your purchase, except for taxes based on REMVER’s income. Applicable taxes, if any, will be calculated and displayed before purchase based on the billing information provided and REMVER’s tax configuration.

Unless a product page, checkout disclosure, signed written agreement, or written license states otherwise, REMVER digital products are licensed, not sold, to the purchaser for internal business use only. Purchasing, downloading, accessing, or using a REMVER digital product does not transfer ownership of REMVER intellectual property, copyrights, trademarks, trade names, frameworks, templates, methods, systems, prompts, training materials, documentation, confidential information, proprietary rights, or other intellectual-property rights. Subject to these Legal Policies, applicable product terms, and any signed written agreement, REMVER grants the purchaser a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to use the purchased digital product for the purchaser’s own internal business, operational, educational, planning, implementation-support, or professional-development purposes. This license does not include any right to resell, redistribute, sublicense, publish, publicly display, publicly distribute, commercially exploit, copy for public distribution, upload to public repositories, include in public datasets, use to build or train third-party AI systems, use to fine-tune AI or machine-learning models, use to create competing commercial products, or otherwise make REMVER digital products available to third parties without REMVER’s prior written consent. AI-related products, prompt libraries, AI-agent documentation, templates, automation-related resources, outputs, workflows, and related materials are provided for informational, educational, operational, and business-support purposes only. They are not legal, regulatory, audit, compliance, tax, accounting, financial, investment, insurance, medical, cybersecurity, security, or other licensed professional advice. You are responsible for reviewing, validating, testing, modifying, approving, implementing, maintaining, and monitoring any REMVER digital product, AI-related product, template, prompt, workflow, or output before using it, relying on it, submitting it to any third party, deploying it in your organization, or making business-critical decisions based on it.

The following license tiers apply to REMVER digital products, AI products, templates, prompt libraries, and related materials, as specified on the applicable product page, checkout disclosure, order form, or written agreement.

INDIVIDUAL (Single-User) LICENSE

An Individual license is issued to and personal to the named individual purchaser. It is non-transferable. The licensee may use the prompts, templates, workflows, and methodologies in their own work, including work performed for their employer. The licensee may not share with colleagues, distribute within the organization, deliver to clients, incorporate into client work product or deliverables, resell, publish, or use to train or fine-tune any AI/ML system. Ownership of all materials remains with Remver Holdings, Inc.

ORGANIZATION LICENSE

Licensee: A single-named legal entity identified on the order form. Permitted users are defined by a schedule of one or more named email domains controlled by that entity. Affiliates are excluded unless added by a written affiliate/enterprise rider.

Seats: Seats are NAMED, not floating. A “Seat” is a single named individual employed or engaged by the licensed entity who accesses the materials using a work email on a licensed domain. Seats are personal. Shared, generic, or role-based addresses (info@, team@, department mailboxes) and any credential used by more than one person do not qualify as a Seat.

Seat Assignment and Reassignment: Each Seat must be assigned to one individual Authorized User. The licensed entity must maintain a sufficient number of Seats for every individual who accesses or uses the Licensed Materials. Seats may not be shared, pooled, rotated among users, or used to reduce the number of Seats otherwise required. Most Seats may be reassigned from one Authorized User to another. The licensed entity may not reassign a Seat on a short-term basis within ninety (90) days after its last assignment, except temporarily to cover an Authorized User’s absence. A reassignment made for any other purpose must be a continuing reassignment for the remainder of the applicable License Term and may not be used as a temporary or rotating assignment. Upon reassignment, the licensed entity must promptly terminate the former Authorized User’s access, disable or recover any applicable access credentials, and require the former Authorized User to cease using and delete or return any locally retained copies of the Licensed Materials, except to the extent retention is required by applicable law. Reassignment does not reduce the number of Seats required. Every individual who directly or indirectly accesses or uses the Licensed Materials must have a properly assigned Seat.

Contractors: Permitted while performing services for the licensed entity, provided each contractor is bound in writing to restrictions at least as protective as these terms, each consumes and counts against a Seat, and each uses materials only for the licensed entity’s benefit. The licensed entity remains responsible for contractor compliance and indemnifies REMVER for contractor breach.

Administrator: The licensed entity must designate at least one Administrator and keep a current designation on file. The Administrator may assign and reassign Seats, maintain the log, submit notices (including change-of-control and rider requests), receive REMVER notices, and confirm Seat counts and contractor status. On Administrator departure, the entity must designate a successor promptly (within fifteen (15) days) and notify REMVER. Obligations continue without interruption. REMVER may rely on the last-designated Administrator until notified of a successor.

Change of Control: If the licensed entity undergoes a change of control, the license survives for the acquired entity but does not automatically extend to the acquirer’s other entities, affiliates, or domains. Written notice to REMVER within thirty (30) days is required. The affiliate/enterprise rider is available to bring additional entities in scope. REMVER may terminate if notice is not given or the acquirer declines the rider for out-of-scope entities.

After-Acquired Subsidiaries: The license extends only to the named licensed entity and listed domains. No parent, subsidiary, affiliate, or entity acquired or formed after the order date is licensed except by written rider.

Upgrade Credit (Individual to Organization): A one-time credit equal to 100% of amounts actually paid for the Individual license, applied toward the list price of an Organization license in effect at the time of upgrade. Must be claimed within twelve (12) months of the original Individual purchase. One-time, non-transferable, non-refundable. No cash value. Applied against list price at time of upgrade (not original price). Void if the original purchase is refunded, charged back, or reversed. Void upon termination of the Individual license for breach.

CONSULTANT LICENSE

Per-Consultant Seat: Each licensed consultant is a named Seat (not per-engagement).

Use in Client Work: The consultant may use REMVER materials as internal inputs to produce client deliverables, but may NOT: (a) deliver REMVER materials to a client in original or substantially unmodified form; (b) sublicense, resell, or grant a client rights in the underlying materials; or (c) represent REMVER materials, or any derivative, as the consultant’s own IP. The client receives only the consultant’s finished work product and receives NO license to the underlying REMVER materials.

Substantially Unmodified: A deliverable is substantially unmodified if it reproduces REMVER material verbatim or with only cosmetic changes (reformatting, re-branding, renaming) without meaningful independent analysis, adaptation to the client’s specific facts, or original consultant contribution.

Mutual Non-Claim: REMVER claims no ownership of and acquires no license to the consultant’s client deliverable or original contributions. The consultant acquires no ownership of or rights in the underlying REMVER materials beyond the license granted. Each party’s pre-existing and independently developed IP remains its own.

Training/Coursework Restriction: A consultant may not use REMVER materials in or as training curricula, coursework, or educational offerings the consultant sells or licenses, and may not incorporate them into the consultant’s own resalable products.

Organization and Consultant licenses are governed by a product-specific License Terms schedule and order form. The minimum records the licensee must maintain and produce on request are: the licensed entity and domain(s), the current Administrator designation and history, the Seat roster and count, the reassignment log, and contractor status and flow-down confirmation.

This Refund Policy applies to REMVER digital products, downloadable resources, AI-related products, subscriptions, memberships, consulting services, advisory services, managed services, implementation services, and other paid Services, except where a product-specific term, checkout disclosure, subscription term, signed written agreement, or applicable law provides otherwise.

Because REMVER digital products, downloadable materials, templates, guides, prompt libraries, AI-related resources, courses, toolkits, and similar electronic products are delivered electronically and may be accessed, downloaded, copied, saved, or used shortly after purchase, all sales of digital products are final as a general rule, except as stated in this Refund Policy, applicable product terms, a signed written agreement, or applicable law. REMVER may consider a refund request for a digital product where you were charged in error or charged more than once for the same product; REMVER accepted your order but did not provide access; the digital product received was materially different from the product description presented at the time of purchase; a technical defect controlled by REMVER materially prevented you from accessing or using the product and REMVER was unable to resolve the issue within a reasonable time; REMVER cancelled the order after payment; a product-specific term or signed written agreement provides a refund right; or applicable law requires a refund or other remedy.

For higher-value REMVER digital products, toolkits, suites, AI-related resources, and bundled product offerings, REMVER may provide product-specific checkout disclosures, access instructions, support terms, delivery details, and refund-review terms. Unless a product-specific checkout disclosure, signed written agreement, or applicable law provides otherwise, these purchases remain subject to this Refund Policy. REMVER may review good-faith refund or support requests involving billing errors, duplicate charges, failure to provide access, unresolved REMVER-controlled technical access issues, or a product that is materially different from the product description presented at checkout.

Refunds for subscriptions, memberships, automatic renewals, payment plans, free trials, promotional periods, and other recurring billing arrangements are governed by this Refund Policy, the Subscription and Recurring Billing Terms, applicable checkout disclosure, applicable product-specific terms, applicable subscription terms, and any signed written agreement. Unless a product-specific term, checkout disclosure, signed written agreement, or applicable law provides otherwise, subscription and membership fees are generally non-refundable after the applicable billing period begins. If you believe you were charged after a timely cancellation request, charged in error, charged more than once, charged an incorrect amount, charged after a trial or promotional period without proper disclosure or consent, or charged without proper authorization, contact Accounting@Remver.com promptly so REMVER can review the issue.

Nothing in this Refund Policy limits any non-waivable statutory rights, consumer-protection rights, cancellation rights, withdrawal rights, refund rights, repair rights, replacement rights, payment-card rights, chargeback rights, billing-error rights, or remedies that may apply in your jurisdiction. If a law gives you a non-waivable right to a refund, cancellation, withdrawal, repair, replacement, correction, chargeback, billing-error remedy, or other remedy, that law controls to the extent required.

To request a refund review, contact Accounting@Remver.com and include your full name, purchase email, product or service name, purchase date, amount charged, order confirmation number or invoice number if available, payment method used, and a clear explanation of the reason for the request. REMVER will acknowledge refund requests within two business days where reasonably practicable and will generally respond within five business days after receiving sufficient information to evaluate the request.

This Cancellation Policy applies to REMVER one-time purchases, subscriptions, memberships, recurring billing arrangements, payment plans, consulting engagements, advisory engagements, managed services, implementation services, and other paid Services, except where a product-specific term, checkout disclosure, subscription term, signed written agreement, or applicable law provides otherwise. If a subscription, membership, automatic renewal, or continuous service was purchased, accepted, or enrolled in online, REMVER will provide a simple and accessible online cancellation method where required by applicable law. Cancellation does not cancel, waive, or limit payment obligations, license restrictions, confidentiality obligations, intellectual-property restrictions, usage restrictions, dispute obligations, or other terms that by their nature should survive cancellation.

REMVER delivers products, resources, access instructions, subscriptions, confirmations, and consulting deliverables electronically unless a product-specific term, checkout disclosure, written agreement, or applicable law provides otherwise. Paid digital products are generally delivered after successful payment through a download link, email confirmation, account access, subscription access, customer portal, or other electronic access instructions. Unless a different delivery timeframe is stated on the applicable product page or checkout page, REMVER generally attempts to provide electronic access promptly after successful payment. If you do not receive access within thirty minutes, check your spam, junk, promotions, and security-filtered folders. For unresolved delivery issues, contact Support@Remver.com within seven days of purchase and include your full name, purchase email, product name, order confirmation number if available, purchase date, and a description of the issue. This seven-day timeframe is a request to help REMVER resolve delivery issues promptly; it does not waive, shorten, or bar any refund right under Section 4 or any non-waivable statutory right. You are responsible for providing and maintaining accurate contact information, email address, billing information, account information, and any other information reasonably necessary for REMVER to deliver products, resources, subscriptions, confirmations, notices, or services. REMVER is not responsible for delivery failures caused by inaccurate contact information, blocked emails, spam filters, customer-side security tools, full inboxes, disabled accounts, customer platform restrictions, failure to check email, or failure to follow access instructions, except where applicable law provides otherwise.

REMVER encourages you to contact Accounting@Remver.com before initiating a chargeback, payment reversal, payment dispute, or cardholder dispute so REMVER can review and attempt to resolve billing, access, delivery, cancellation, refund, duplicate-charge, failed-payment, or subscription issues directly where appropriate. Nothing in these Legal Policies limits any non-waivable rights you may have under applicable payment-card rules, card issuer procedures, consumer-protection laws, chargeback rules, billing-error laws, or other applicable laws. If a chargeback, payment reversal, payment dispute, or cardholder dispute is initiated, REMVER may provide the payment processor, card issuer, bank, payment network, acquiring bank, dispute-resolution provider, or other appropriate party with documentation reasonably related to the transaction and dispute, including order records, checkout disclosures, payment authorizations, product descriptions, access records, download records, subscription terms, cancellation records, refund policy, delivery records, account activity, communication records, support records, IP address or session data where available, signed agreements, invoices, receipts, and other information reasonably necessary to respond to the dispute.

These Subscription and Recurring Billing Terms apply to any REMVER product or service offered on a subscription, membership, automatic renewal, continuity plan, free-to-paid conversion, trial-to-paid conversion, payment plan, installment plan, recurring-access plan, recurring-service plan, or other recurring billing basis, including monthly, quarterly, annual, multi-month, or other recurring access or payment arrangements. A one-time purchase of a digital product, downloadable resource, template, guide, prompt library, course, toolkit, or similar product is not a subscription unless the applicable sales page, checkout page, invoice, order confirmation, subscription portal, product-specific term, or written agreement clearly states that the purchase includes recurring charges, recurring access, automatic renewal, a payment plan, or another recurring billing arrangement. Before you complete a subscription or recurring billing purchase, REMVER will disclose the material terms of the offer where required by applicable law, including the product or service included, access level, billing frequency, billing amount, renewal terms, renewal date or billing date, trial or promotional period, date charges begin, cancellation method, cancellation deadline, refund terms, minimum commitment if any, payment-plan obligations, and any material limitations or eligibility requirements.

A fixed-total installment plan is a payment schedule for a one-time purchase that ends when the total price is paid. A fixed-total installment plan is not a subscription, automatic renewal, or continuous-service arrangement, and the automatic-renewal notice provisions of these Terms do not apply to it, although failed-payment handling does apply.

By enrolling in, purchasing, accepting, or continuing a REMVER subscription, membership, automatic renewal, free-to-paid conversion, trial-to-paid conversion, payment plan, installment plan, recurring-access plan, recurring-service plan, or other recurring billing arrangement, you authorize REMVER and its designated payment processor to charge the payment method provided for the initial charge and recurring charges according to the billing terms disclosed at the time of purchase or enrollment, as later updated where permitted by applicable law, product-specific terms, checkout disclosures, notice, or written agreement. REMVER may maintain records of subscription enrollment, consent, checkout disclosures, offer terms, payment authorization, transaction history, access history, renewal notices, cancellation requests, confirmation emails, IP address or session data where available, and related records for as long as reasonably necessary for compliance, audit, billing, dispute-resolution, fraud-prevention, recordkeeping, legal defense, and business purposes, or as otherwise required by applicable law.

Unless the applicable offer, checkout disclosure, product-specific term, subscription portal, invoice, order confirmation, or signed written agreement expressly states that the purchase, plan, or arrangement includes recurring charges or automatic renewal, REMVER purchases are one-time transactions and do not automatically renew. Automatic renewal applies ONLY where the specific offer, checkout page, or subscription terms expressly state recurring charges, automatic renewal, or continuous-service terms and the consumer provides affirmative consent to those terms.

Where automatic renewal does apply, REMVER or its designated payment processor may charge the payment method on file for the next billing period unless you cancel before the applicable renewal or billing date according to the cancellation terms. Where required by applicable law, REMVER will obtain affirmative or express informed consent to automatic-renewal terms before charging you.

Where required by California’s Automatic Renewal Law (Cal. Bus. & Prof. Code §§17600–17606) or equivalent state law:

(a) Fee-change notice: REMVER will provide notice at least seven (7) days before the new fee takes effect.

(b) Conversion notice: REMVER will provide notice at least seven (7) days before a free or promotional period longer than thirty-one (31) days converts to paid.

(c) Renewal notice: REMVER will provide notice between fifteen (15) and forty-five (45) days before renewal for initial terms of one year or longer.

(d) Annual reminder: REMVER will send an annual reminder in the same medium that created the transaction, stating the product, the frequency and amount of charges, and the means to cancel.

REMVER will retain verification of the consumer’s affirmative consent to automatic-renewal terms for at least three (3) years, or at least one (1) year after termination of the arrangement, whichever is longer.

You are responsible for maintaining a valid, current payment method on file for the duration of any active subscription, membership, payment plan, installment plan, or recurring billing arrangement. If a scheduled payment fails due to an expired card, insufficient funds, declined transaction, or other payment-method issue, REMVER or its payment processor may retry the payment, notify you of the failure, request updated payment information, suspend access until payment is received, or cancel the subscription after a reasonable grace period and reasonable notice, subject to applicable law and the terms disclosed at purchase. REMVER is not responsible for service interruptions, access suspensions, or cancellations resulting from failed payments caused by your payment method.

You may upgrade, downgrade, or modify your subscription plan through your account portal, customer dashboard, or by contacting REMVER, subject to available plans, applicable product terms, and any signed written agreement. Plan changes may take effect immediately or at the next billing cycle depending on the plan and platform. Prorated credits or charges may apply to mid-cycle plan changes where supported by the billing platform. Downgrades may result in reduced access, features, or benefits effective at the next billing period.

You may cancel a REMVER subscription, membership, or recurring billing arrangement by using the cancellation method provided in your account portal, subscription dashboard, customer portal, or by contacting REMVER at Accounting@Remver.com or 1-940-573-6837. Where a subscription, membership, automatic renewal, or continuous service was purchased, accepted, or enrolled in online, REMVER will provide a simple and accessible online cancellation mechanism where required by applicable law.

Unless a product-specific term, checkout disclosure, signed written agreement, or applicable law provides otherwise, cancellation takes effect at the end of the current paid billing period. You will retain access to the subscription service through the end of the billing period for which you have already paid. REMVER does not generally provide prorated refunds for unused portions of a billing period unless required by applicable law, a product-specific term, or a signed written agreement.

To avoid being charged for the next billing period, you must cancel before the renewal or billing date. The applicable renewal or billing date is disclosed in your subscription confirmation, account portal, billing notification, or renewal reminder. If you cancel after the billing date, the cancellation will take effect at the end of the then-current billing period and no refund will be issued for the current period unless required by applicable law, product-specific terms, or a signed written agreement.

Nothing in these Subscription and Recurring Billing Terms limits any non-waivable cancellation rights, automatic-renewal rights, cooling-off rights, consumer-protection rights, refund rights, billing-error rights, chargeback rights, or remedies that may apply under applicable law. If applicable law provides a cancellation right, refund right, or remedy that differs from these terms, applicable law controls to the extent required.

SMS/mobile consent is optional and is not a condition of purchasing any REMVER product or service, accessing any free resource, submitting an inquiry, or engaging REMVER for professional services. You may decline SMS/mobile consent and still purchase products, access free resources, submit inquiries, schedule consultations, and engage REMVER for services. For complete terms governing SMS/mobile messaging, refer to the SMS Terms in this Part IV.

REMVER SMS/mobile messaging programs include marketing and non-marketing message categories. Marketing messages may include promotional offers, discounts, product updates, service updates, educational resources, event notices, announcements, and other marketing communications. Non-marketing messages may include appointment reminders, meeting confirmations, consultation follow-ups, resource notifications, download confirmations, product-delivery notifications, purchase notices, subscription notices, billing notices, account notices, service notifications, support responses, and other messages directly related to your inquiry, appointment, transaction, product, account, subscription, support request, or service relationship with REMVER. Marketing SMS/mobile messages will be sent only where REMVER has obtained legally sufficient express written consent.

You may opt in to REMVER SMS/mobile messaging programs through online form checkboxes, keyword-initiated enrollment, or other methods described in the Privacy Policy (Part I, §6). Marketing and non-marketing SMS consent are separate. Neither checkbox may be pre-selected. Providing a telephone number does not, by itself, constitute consent to receive marketing SMS messages from REMVER.

You may opt out of SMS/mobile communications at any time by replying STOP to a REMVER text message, or by using other reasonable words that clearly communicate a request to stop, including QUIT, END, REVOKE, OPT OUT, CANCEL, or UNSUBSCRIBE. REMVER’s messaging platform will process the opt-out request automatically upon receipt where supported by the platform. No further SMS/mobile messages requiring consent will be sent after opt-out is confirmed, except for a single non-marketing confirmation or clarification message where legally permitted. Manual opt-out requests submitted by email, phone, or another non-text method will be honored within a reasonable period of time not to exceed ten (10) business days after receipt, or sooner where required by law. You may reply HELP for assistance or contact REMVER at Legal@Remver.com or 1-940-573-6837.

REMVER will honor a clear opt-out for the identified message category. On and after January 27, 2025, or, for one-to-one consent revocation requirements, on and after January 31, 2027, or where applicable law otherwise requires, REMVER will treat an opt-out request that does not clearly identify a category as applying to all REMVER SMS/mobile communications requiring consent. In the interim, REMVER may seek clarification of an ambiguous request.

REMVER will make commercially reasonable efforts to send marketing SMS/mobile messages only during reasonable hours based on the recipient’s local time zone where that information is reasonably available. REMVER will comply with applicable quiet-hours restrictions and carrier requirements where those requirements apply.

Carriers are not liable for delayed or undelivered messages. Message and data rates may apply. REMVER does not guarantee message delivery, delivery timing, or message availability on all carriers or devices. Carrier filtering, network congestion, device settings, and other factors outside REMVER’s control may affect message delivery.

7. Prohibited SMS Content and Restricted Information

REMVER SMS/mobile messaging programs will not be used to send content prohibited by CTIA guidelines, applicable carrier terms, platform rules, or applicable law. Prohibited content categories include content related to illegal activities; content that facilitates or promotes drug use, hate speech, harassment, or violence; sexually explicit or adult content; and other content that violates applicable law, CTIA guidelines, or carrier acceptable-use policies.

REMVER may update these SMS Terms from time to time. When REMVER updates these SMS Terms, REMVER will update the effective date. Continued participation in a REMVER SMS/mobile messaging program after the updated effective date constitutes acceptance of the revised SMS Terms, except where separate consent or notice is required by applicable law.

(Required Language) The information you provide will be used to respond to your inquiry, provide requested resources, and communicate with you about REMVER services, products, and related business communications. For details on how REMVER collects, uses, and protects your information, see our Privacy Policy. By submitting this form, you consent to REMVER’s collection and use of your information as described in the Privacy Policy.

(Required Language) By checking this box, you agree to receive marketing text messages from REMVER at the mobile number provided. Message types may include promotional offers, discounts, product updates, service updates, educational resources, event notices, and announcements. Msg & data rates may apply. Message frequency varies. Reply STOP to opt out; reply HELP for help. Consent is not a condition of purchasing any REMVER product or service, accessing any free resource, submitting an inquiry, or engaging REMVER for professional services. View our Terms and Conditions (including the SMS Terms) and Privacy Policy.

(Required Language) By checking this box, you agree to receive non-marketing text messages from REMVER at the mobile number provided. Message types may include appointment reminders, meeting confirmations, resource notifications, download confirmations, product-delivery notifications, account notices, and service-related communications. Msg & data rates may apply. Message frequency varies. Reply STOP to opt out; reply HELP for help. Consent is not a condition of purchasing any REMVER product or service, accessing any free resource, submitting an inquiry, or engaging REMVER for professional services. View our Terms and Conditions (including the SMS Terms) and Privacy Policy.

(Required Language) SMS/mobile consent is optional and is not a condition of purchasing any REMVER product or service, accessing any free resource, submitting an inquiry, or engaging REMVER for professional services.

(Required Language) I have reviewed and agree to REMVER’s Terms and Conditions (at https://www.remver.com/terms-and-conditions/), and the Privacy Policy (Part I), Purchasing Policies (Part II), Refund Policy (Part II, §4), and product-specific checkout disclosures (Part V) of REMVER’s Official Legal Policies. For digital products delivered electronically, I understand that I am authorizing immediate digital delivery and that digital product purchases are subject to the refund terms stated in the Refund Policy and any applicable product-specific terms.

(Required Language) This is a digital product delivered electronically. By completing this purchase, you authorize immediate electronic delivery. Digital product purchases are final except as provided in the Refund Policy (Part II, §4), applicable product-specific terms, or applicable law.

(Required Language) Because REMVER digital products are delivered electronically and may be accessed immediately, all digital product sales are generally final. REMVER may review refund requests involving billing errors, duplicate charges, failure to provide access, unresolved technical issues controlled by REMVER, or products materially different from the description at checkout. For full details, see the Refund Policy (Part II, §4). Nothing in this summary limits non-waivable statutory rights.

(Required Language) REMVER digital products are licensed, not sold. Purchasing a digital product grants a limited, non-exclusive, non-transferable license for internal business use. This license does not include rights to resell, redistribute, sublicense, publicly distribute, use to train AI/ML systems, or make available to third parties. For complete license terms, see Part II, §3 and §3.1 (License Tiers).

(Required Language) AI-assisted or automated output is intended to support, not replace, professional judgment. It does not constitute legal, regulatory, compliance, tax, financial, medical, or other licensed professional advice. You are responsible for reviewing, validating, and approving any AI-assisted output before relying on it or making business-critical decisions.

(Required Language) Applicable taxes, if any, will be calculated and displayed before purchase based on the billing information provided. You are responsible for applicable taxes associated with your purchase, except taxes based on REMVER’s income.

(Required Language) © Remver Holdings, Inc. All rights reserved. REMVER digital products, content, materials, templates, frameworks, prompts, documentation, and related intellectual property are protected by copyright, trademark, and other intellectual-property laws. Unauthorized reproduction, distribution, or use is prohibited.

For questions about these Legal Policies, privacy practices, data rights, SMS/mobile messaging, subscriptions, billing, refunds, cancellations, digital products, licensing, or any other matter addressed in these policies, contact:

Remver Holdings, Inc. d/b/a Remver Consulting

Email: Legal@Remver.com

Phone: 1-940-573-6837

Accounting/Billing: Accounting@Remver.com

Support: Support@Remver.com

Websites: www.remver.com | ai.remver.com

REMVER may update these Legal Policies from time to time. When REMVER updates these policies, REMVER will update the effective date and post the revised policies on the REMVER website. Material changes will be communicated as required by applicable law. The current version of these Legal Policies supersedes all prior versions.

Effective Date: July 30, 2026

Version: 2.0

REMVER

Official Legal Policies – Version 2.0

Remver Holdings, Inc. d/b/a Remver Consulting

Legal@Remver.com | 1-940-573-6837

www.remver.com | ai.remver.com

© 2026 Remver Holdings, Inc. All rights reserved.